Trio South Bank is currently operating as a Loan and Deposit Production Office.

Important Fraud Prevention Reminder: Trio South Bank will never call you asking for your personal information. If you receive a call from any number asking you to confirm personal account information, please reach out to our Digital Solutions Center by calling 706-769-6611.

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Your Story. Our Purpose.

Every financial decision tells a story. We're here to listen, guide, and help you move forward with confidence through personal relationships and trusted expertise.

Meet Your Local Team

Personal Banking
at its absolute best.

  • Checking Accounts
  • Saving Accounts
  • VISA® Credit Cards
  • Safety & Security
  • 24/7 Support

  • Personal Banking Products and Services

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Experience our new Digital Banking Suite today!

More banking on the go! Experience the new mobile app.

System Requirements:
Current version 4.12 as of March 2018
iOS 10.1 or higher for iPhone® and iPad® devices
Android 5.0 or higher for Android™ devices

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  • New direct debit Netflix.com
    $14.99
  • You’ve received money Payment from Sophie
    $78.24

Business Banking
has never been easier.

  • Checking & Saving Accounts
  • Small Business Administration
  • Commercial Lending
  • Monitoring & Prevention
  • Merchant Services

  • Business Banking Products and Services

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Our new favorite number?

Get 0% Introductory APR for the First Seven Billing Cycles.

Trio South Bank, powered by OSB

Trio South Bank is proud to offer Credit Cards, Business Credit Cards, and Purchase Cards powered by Oconee State Bank.

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We're a bank that's
built to serve our
community.

Visit us today
We're proud to have locations in:
  • Johnson City, TN
  • Watkinsville, GA
  • Athens, GA
  • Bogart, GA
  • Elberton, GA
  • Gwinnett, GA
  • Macon, GA