Trio South Bank is currently operating as a Loan and Deposit Production Office.

October is Cybersecurity Awareness Month! Stay alert and protect your information. Never share passwords, PINs or security codes with an unexpected caller. Be cautious of anyone creating urgency or pressure. When in doubt, hang up and call us directly using a trusted number.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

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Protect what you've built.

Fraud can happen fast. A few simple habits can help keep your accounts, identity and information secure.

Learn How to Stay Safe

Personal Banking
at its absolute best.

  • Checking Accounts
  • Saving Accounts
  • VISA® Credit Cards
  • Safety & Security
  • 24/7 Support

  • Personal Banking Products and Services

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Experience our new Digital Banking Suite today!

More banking on the go! Experience the new mobile app.

System Requirements:
Current version 4.12 as of March 2018
iOS 10.1 or higher for iPhone® and iPad® devices
Android 5.0 or higher for Android™ devices

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  • New direct debit Netflix.com
    $14.99
  • You’ve received money Payment from Sophie
    $78.24

Business Banking
has never been easier.

  • Checking & Saving Accounts
  • Small Business Administration
  • Commercial Lending
  • Monitoring & Prevention
  • Merchant Services

  • Business Banking Products and Services

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Our new favorite number?

Get 0% Introductory APR for the First Seven Billing Cycles.

Trio South Bank, powered by OSB

Trio South Bank is proud to offer Credit Cards, Business Credit Cards, and Purchase Cards powered by Oconee State Bank.

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We're a bank that's
built to serve our
community.

Visit us today
We're proud to have locations in:
  • Johnson City, TN
  • Watkinsville, GA
  • Athens, GA
  • Bogart, GA
  • Elberton, GA
  • Gwinnett, GA
  • Macon, GA